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I first meet Staci when my daughter took a job in Charles City as the events coordinator for the Chamber. I ran into some insurance issues shortly after that, I called Staci for advice. She not only answered my questions she ended up selling me new policies to replace my auto & homeowners she also helped with my daughters renters insurance. My daughter has since moved to Minneapolis but Staci was there to help with the transition of policies to MN. Dealing with buying insurance is not one of my favorite things to do but it seemed much less painless with Staci's help.

Thomas

Disability Insurance in Charles City, IA and Floyd, IA

Your Biggest Asset is You

Shankland Insurance provides disability insurance to individuals in Charles City, Floyd, Nashua, Mason City, Nora Springs, Waverly, and surrounding areas.

Disability Insurance

When it comes to protecting your assets, one of the most important things you can insure is not a material object like your car or home – it is your ability to work and earn a living. At Shankland Insurance, we know that like most people, you depend on your income to pay bills, put food on the table, and provide for your family. But if you get sick or injured and cannot work, you will need to be protected in order to maintain your standard of living.

With disability income Insurance from Shankland Insurance, you can continue to pay your bills and keep you and your family from going into serious debt. If you cannot work as a result of injury or other illness, a disability insurance policy will pay a portion of your income, usually between 50 and 70 percent.

Policies can vary greatly depending on the individual, and the duration and amount for which you are reimbursed are determined by the nature of the disabling accident. Like life insurance, disability is purchased for a period of time, such as a two or five-year term, and benefits will only be paid if you become disabled during the term of the policy.

Choosing the right disability coverage is important. In the event you become disabled, you will want to ensure that you and your family have enough coverage. A representative at Shankland Insurance will look at the individual factors in your life and work situation and help design the best policy that meets your personal insurance needs.