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I was referred to Staci Ackerson by another professional. My lucky day! I have had very good service from her - (I am a licensed Life and Health insurance producer, so I know what good service is) In fact excellent service. She also helped me get a better carrier at less than half of what I was paying. I thank her and her company Shankland Insurance for all they do. Keep up the good work!

Neelam Salmen, Murnel Properties, LLC

Liability Coverage in Charles City, IA and Floyd, IA

Ensure that You’re Insured.

If an accident happens, having the right amount of insurance can benefit you personally, financially, and legally. With Liability Coverage, you can be insured if you’re held responsible for a car accident by having any medical payments for injuries sustained to drivers, passengers, and pedestrians, as well as bills for property damage covered.

If you become legally liable as a result of a collision, liability also helps to pay for legal defense costs if you get sued.

Components of Liability

There are two main components to Auto Liability: Bodily Injury and Property Damage liability.

Bodily Injury Liability helps pay for the costs associated with another person’s injuries, including medical expenses, loss of income and pain and suffering.
Property Damage Liability takes care of any expenses that arise from damage caused by you to another driver’s vehicle or property.

If you’re involved in a serious auto accident, Liability Coverage can benefit you by providing critical protection against the loss of your home, savings, and income. Not only is having liability a good idea, but most states require that drivers have it in order to be legal on the road.

It’s important to have enough insurance to keep all of your assets protected and not all auto policies are the same. Contact a representative with Shankland Insurance today for more information about what Liability Coverage can do for you.