Get A Quote

I first meet Staci when my daughter took a job in Charles City as the events coordinator for the Chamber. I ran into some insurance issues shortly after that, I called Staci for advice. She not only answered my questions she ended up selling me new policies to replace my auto & homeowners she also helped with my daughters renters insurance. My daughter has since moved to Minneapolis but Staci was there to help with the transition of policies to MN. Dealing with buying insurance is not one of my favorite things to do but it seemed much less painless with Staci's help.

Thomas

Liability Coverage in Charles City, IA and Floyd, IA

Ensure that You’re Insured.

If an accident happens, having the right amount of insurance can benefit you personally, financially, and legally. With Liability Coverage, you can be insured if you’re held responsible for a car accident by having any medical payments for injuries sustained to drivers, passengers, and pedestrians, as well as bills for property damage covered.

If you become legally liable as a result of a collision, liability also helps to pay for legal defense costs if you get sued.

Components of Liability

There are two main components to Auto Liability: Bodily Injury and Property Damage liability.

Bodily Injury Liability helps pay for the costs associated with another person’s injuries, including medical expenses, loss of income and pain and suffering.
Property Damage Liability takes care of any expenses that arise from damage caused by you to another driver’s vehicle or property.

If you’re involved in a serious auto accident, Liability Coverage can benefit you by providing critical protection against the loss of your home, savings, and income. Not only is having liability a good idea, but most states require that drivers have it in order to be legal on the road.

It’s important to have enough insurance to keep all of your assets protected and not all auto policies are the same. Contact a representative with Shankland Insurance today for more information about what Liability Coverage can do for you.