Call Us 641-228-7436 ☰ ˟
Manage Policy File a Claim
Logo
641-228-7436
  • Our Agency
    • About UsImage of right arrow
      • Employee Directory
      • Our Location
      • Community Involvement
      • News and Updates
      • Testimonials
    • Some of Our Local Businesses
    • Our Providers
  • Products
    • Home & Auto Insurance
    • Auto InsuranceImage of right arrow
      • Liability Coverage
      • Comprehensive Coverage
      • Collision Coverage
      • Uninsured & Underinsured Motorist Coverage
      • Diminishing Deductible
      • Accident Forgiveness
      • Minor Violation Forgiveness
      • Roadside Assistance
      • Specialty Auto Insurance
      • 24-Hour Customer Service
      • Towing
      • Rental Reimbursement
      • Personal Injury Protection (PIP)
      • Mexican Auto Insurance
      • Medical Payments Coverage
    • Home InsuranceImage of right arrow
      • Property Insurance
      • Homeowners Liability
      • Renters Insurance
      • Condo Insurance
      • Mobile Home Insurance
      • Scheduled Property Insurance
      • Landlords Insurance
      • In-Home Business Insurance
      • Flood Insurance
    • Other Personal InsuranceImage of right arrow
      • Identity Theft
      • Personal Umbrella Insurance
      • Data Backup
    • Life InsuranceImage of right arrow
      • Individual Life Insurance
      • Group Life Insurance
      • Long-Term Care Insurance
      • Mortgage Protection Insurance
      • Disability Insurance
      • Second-To-Die Policy
      • Key Person (Key Men) Insurance
    • Health InsuranceImage of right arrow
      • Supplemental Insurance
      • Dental Coverage
      • Vision Coverage
      • Long-Term Care Insurance
      • Temporary Health Insurance
      • Disability Insurance
      • Medical Expense Insurance
      • Child Health Insurance
      • Travel Health Insurance
      • Prescription Insurance
      • HSAs
    • Recreational Vehicle InsuranceImage of right arrow
      • Boat Insurance
      • Motorcycle Insurance
      • Motorhome Insurance
      • ATV Insurance
      • Snowmobile Insurance
    • Financial ServicesImage of right arrow
      • Annuities
    • Additional Insurance ServicesImage of right arrow
      • Special Event Insurance
      • Other Services
    • Coverage for Specific IndustriesImage of right arrow
      • Accounting Firm Insurance
      • Construction Insurance
      • Specialty Trade Contractors Insurance
      • Educational Facility Insurance
      • Financial Institution Insurance
      • Healthcare Facility Insurance
      • Healthcare Practice Insurance
      • Law Firm Insurance
      • Limousine Services Insurance
      • Livestock Insurance
      • Maintenance Contractors Insurance
      • Manufacturing Insurance
      • Media & Advertising Insurance
      • Pool & Spa Insurance
      • Printers & Publishers Insurance
      • Real Estate Businesses Insurance
      • Retail Insurance
      • Self-Storage Insurance
      • Septic Contractors Insurance
      • Specialized Truck Equipment Insurance
      • Technology Services Insurance
      • Tow Trucks Insurance
    • Coverage for Your BusinessImage of right arrow
      • Bonds
      • Business Owners Policy (BOP)
      • Commercial Auto Insurance
      • Commercial General Liability
      • Commercial Property Insurance
      • Commercial Umbrella Insurance
      • Crime Insurance
      • Inland Marine Insurance
      • Professional Liability
      • Surety Bonds
      • Workers Compensation
    • Coverage for Your EmployeesImage of right arrow
      • Group Health Insurance
      • Disability Insurance
      • Individual Life Insurance
  • Contact Us
  • Ackerson Rentals
    • Apartment 1 Listing
    • Apartment 2 Listing
    • Apartment 3 Listing
    • Self-Service Storage Units
  • Covid19 Update
Auto Icon Home Icon Business Icon Life Icon Health Icon Boat Icon
Home > Products > Auto / Car Insurance - Charles City IA & Floyd IA

Auto Insurance


Auto Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Auto Quote Form

Auto Insurance Information

Auto Insurance in Charles City, IA and Floyd, IA

Purchasing a car can be a very expensive investment. Auto insurance is a great way to ensure you’re doing the most to protect the value of your car. That is why Shankland Insurance is committed to getting you the right auto policy for your needs. 

What is auto insurance? 

Auto insurance exists to protect you from hefty financial losses due to unexpected accidents. Essentially, it is a contract between you and your insurance company. If you are involved in a car accident (or experience another hazard involving your vehicle), having auto insurance will assist you greatly, as your insurance company will step in and cover some of or all of the losses resulting from your damaged vehicle, injuries and related losses. 

What do auto policies cover? 

Iowa law requires minimum liability coverage covering the following: 

$20,000 of bodily injury to or death of one person in any one accident; 
$40,000 because of bodily injury to or death of two or more persons in any one accident; and 
$15,000 because of injury to or destruction of property of others in any one accident.


The perks included within the policy you choose are generally up to you, but auto policies can offer expansive benefits such as: 

  • Liability Insurance: Insures you against damage you cause others if you are at-fault in a wreck.

  • Bodily injury liability coverage pays for their medical bills (and in some cases deaths)

  • Property damage liability pays for damage to the other driver’s property, like their car.

  • Collision Insurance: Covers damage to your own vehicle after a wreck.

  • Comprehensive Insurance: Pays for damage from non-accident mishaps, like weather damage.

  • Medical Coverage: Pays for your medical bills and those of your passengers.

  • Uninsured/underinsured Insurance: Insures you against damage caused by someone else who doesn’t have appropriate liability coverage.


Other coverage offers help for roadside assistance and rental car coverage. 

Contact your agent about including these protections in your coverage. 

Why do you need car insurance? 

In most cases, you are required to have some type of coverage. It is important to not settle for the bare minimum, though, as it could hurt you in the future if something were to happen. Adequate coverage is essential for financial protection if an accident happens. Ensure you’re properly covered with the right plan. Talk to your agent about the most comprehensive and affordable policy for yourself. 

Questions to ask your agent 

We are here to assist you in ensuring you have the right auto insurance policy through continuous support and assistance. Our agents are knowledgeable, experienced and here to guide you every step of the way.  

Here are some things to consider as you select your coverage:  

  • How much can you afford to pay if you get in an accident? (To keep premiums low you may want to have a higher deductible and be willing to pay more for repairs.) 

  • What is the insurance company's level of service and ability to pay claims? (Some might be more convenient for you than others). 

  • What discounts are available? (Ask about good driver, multiple policy and student discounts.) 

  • What's the procedure for filing and settling a claim? (Ask who to call and what happens after you file a claim.) 

 

Contact us today 

Don’t sell yourself short. Contact us at 641-228-7436 or request an online quote to figure out the best auto insurance policy for yourself. 

Related Products:
Liability Coverage
Comprehensive Coverage
Collision Coverage
Facebook
LinkedIn
Twitter
Instagram
Google+
Get Directions
Contact Us Today
Have Questions?
Resources
Products
Payment & Claims
Our Carriers
Blog
About Us
Refer A Friend
Contact Us
Contact us 1006 N Grand Ave.
Charles City, IA 50616

O: 641-228-7436
F: 641-228-7440
E: info@shanklandinsurance.com
© Copyright. All rights reserved. Powered by Insurance Website Builder.