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641.228.7436

Property Insurance in Charles City, IA and Floyd, IA

Strength and Stability for Your Home.

Your home is your sanctuary. It’s a dependable shelter that keeps you and your family safe, and it’s the place where memories are made. For most people, a house represents the biggest financial and emotional investment they’ll ever make. With the right Property Insurance plan, you can protect your investment and your personal property from whatever life throws your way.

Every Home Insurance policy is different, and at Shankland Insurance, we’ll work with you to make sure that your policy fits the needs of yourself and your family. Property Insurance may insure your home from the following types of damage:

  • Fire and Lightning
  • Collisions from Vehicles or Aircraft
  • Hail
  • Sewer/Drain Backup
  • Windstorm
  • Vandalism
  • Volcanic Eruption
  • Smoke
  • Freezing Conditions or Snow

Property Insurance Options to Consider

There are many additional coverage types that are available to safeguard your home and belongings, and it’s important to talk with a representative from Shankland Insurance who can help you find the right policy.

Options such as Personal Property Insurance and Flood or Earthquake Insurance may not fall under a standard Homeowners policy. In the event of an accident or theft, Personal Property can pay the actual cash value (ACV) or replacement cost of personal content items or articles like furniture, appliances, and clothing.

Other items that may be included are Builder’s Risk while your home is being built or reconstructed, and insurance for damage to pertinent/detached structures.

Another important feature to consider in your Homeowners policy is Dwelling Replacement Coverage. If a fire or other accident leaves your home a “total loss,” this coverage provides for the cost of replacing your home at its current value, rebuilding to code, and Ordinance & Law.

As is the case with many other features of Home Insurance, additional coverage can vary greatly depending on your policy, which is why it’s important to discuss your individual insurance options with Shankland Insurance before making a decision.

Our Location

Charles City

1006 N Grand Ave
Charles City, IA 50616
Main office: 641-228-7436

Our Providers

Changes in our family's needs and in the health insurance laws had us overwhelmed and confused. Shankland Insurance listened to us and found what we needed and could afford . We were so impressed, we've switched our home and vehicle insurance to Shankland Insurance.
Mark and Robin Livingood
"Staci always responds to our questions very quickly with very complete information. She often includes information that we need to know, but forgot to ask. She is very friendly, personable and professional. We really appreciate the great service she gives us! We have recommended her to our friends."
Mary A.
I am so thankful to the girls at Shankland Insurance for making my life so much easier due to helping me lower my insurance rates. They rock!
Dee
Working with Shankland Insurance has been hassle free and so convenient! Whether adding/changing a vehicle, or answering any question that comes up Shankland gives us a speedy response and are a joy to work with.
Randy
I first meet Staci when my daughter took a job in Charles City as the events coordinator for the Chamber. I ran into some insurance issues shortly after that, I called Staci for advice. She not only answered my questions she ended up selling me new policies to replace my auto & homeowners she also helped with my daughters renters insurance. My daughter has since moved to Minneapolis but Staci was there to help with the transition of policies to MN. Dealing with buying insurance is not one of my favorite things to do but it seemed much less painless with Staci's help.
Thomas
I was referred to Staci Ackerson by another professional. My lucky day! I have had very good service from her - (I am a licensed Life and Health insurance producer, so I know what good service is) In fact excellent service. She also helped me get a better carrier at less than half of what I was paying. I thank her and her company Shankland Insurance for all they do. Keep up the good work!
Neelam Salmen, Murnel Properties, LLC
Thanks to Shankland Insurance for their friendly, professional, & personal assistance in helping me sign up for medicare. I was impressed by their courtesy & efficiency. I highly recommend Shankland Insurance.
Joyce