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HSAs in Charles City, IA and Floyd, IA

It’s All About Options

Whether you’re looking for individual coverage or trying to decide which type of plan to choose for your employees, Shankland Insurance can help you find a Health Insurance solution that meets the needs of everyone.

Health Savings Accounts (HSAs) are a newer alternative to Health Insurance and are meant for those who are insured under high-deductible Health Insurance plans. These plans allow individuals to set aside money into a savings account that they can use over time for medical expenses that are not covered under their high-deductible plan. With a standard HSA, you can do the following.

  1. Put money into your HSA (tax free)
  2. Watch your money grow (tax free)
  3. Take out money if needed for qualified medical expenses, including dental and vision (also tax free)

Advantages of HSAs

With a Health Savings Account, you get to control the amount of money that you wish to set aside for medical expenses. All deposits, growth, and withdrawals are all tax-free for your convenience, and most important, your money rolls over each year. Unlike flexible spending accounts, you don’t lose money when your policy renews. Whatever you put into your HSA keeps growing, tax-free.

Although there are limits to the amount of money in which you can deposit to your Health Savings Account each year, as well as qualifications, it’s a great way to help you have a lower premium, supply you with medical coverage if necessary, and help you save for your future medical needs.

Contact an insurance specialist at Shankland Insurance today to learn more about how an HSA can benefit you.

Our Location

Charles City

1006 N Grand Ave
Charles City, IA 50616
Main office: 641-228-7436

Our Providers

Changes in our family's needs and in the health insurance laws had us overwhelmed and confused. Shankland Insurance listened to us and found what we needed and could afford . We were so impressed, we've switched our home and vehicle insurance to Shankland Insurance.
Mark and Robin Livingood
"Staci always responds to our questions very quickly with very complete information. She often includes information that we need to know, but forgot to ask. She is very friendly, personable and professional. We really appreciate the great service she gives us! We have recommended her to our friends."
Mary A.
I am so thankful to the girls at Shankland Insurance for making my life so much easier due to helping me lower my insurance rates. They rock!
Dee
Working with Shankland Insurance has been hassle free and so convenient! Whether adding/changing a vehicle, or answering any question that comes up Shankland gives us a speedy response and are a joy to work with.
Randy
I first meet Staci when my daughter took a job in Charles City as the events coordinator for the Chamber. I ran into some insurance issues shortly after that, I called Staci for advice. She not only answered my questions she ended up selling me new policies to replace my auto & homeowners she also helped with my daughters renters insurance. My daughter has since moved to Minneapolis but Staci was there to help with the transition of policies to MN. Dealing with buying insurance is not one of my favorite things to do but it seemed much less painless with Staci's help.
Thomas
I was referred to Staci Ackerson by another professional. My lucky day! I have had very good service from her - (I am a licensed Life and Health insurance producer, so I know what good service is) In fact excellent service. She also helped me get a better carrier at less than half of what I was paying. I thank her and her company Shankland Insurance for all they do. Keep up the good work!
Neelam Salmen, Murnel Properties, LLC
Thanks to Shankland Insurance for their friendly, professional, & personal assistance in helping me sign up for medicare. I was impressed by their courtesy & efficiency. I highly recommend Shankland Insurance.
Joyce